AI Chatbots: Protecting Kids from Risks and Promoting Critical Thinking (2025)

Imagine a world where your child's sharp mind, once honed by trial and error, starts to dull from over-relying on a machine that spits out answers faster than they can think. That's the startling reality we're facing as kids hand off their critical thinking to AI chatbots like ChatGPT— and experts are sounding the alarm on how to shield them from potential harm.

But here's where it gets controversial... is this tech just a helpful tool, or a sneaky thief stealing young brains' ability to innovate?

Artificial intelligence is revolutionizing jobs and daily life, but it's also slipping into the pockets and screens of teenagers and even younger kids, often without much oversight. From tackling math problems to striking up conversations with virtual 'buddies,' free online versions of these chatbot tools are incredibly accessible. Powered by massive language models (LLMs), they produce replies that sound eerily human, raising eyebrows among moms, dads, teachers, and scientists alike.

A recent 2024 survey from the Pew Research Center revealed that about a quarter of U.S. teens between 13 and 17 have plugged ChatGPT into their school assignments— that's twice the number from just the previous year. Meanwhile, recognition of this chatbot jumped to 79% in 2024, up from 67% in 2023. It's clear kids are tuning in.

Authorities are paying attention too. Back in September, the Federal Trade Commission called out seven major companies, including OpenAI, Alphabet, and Meta, demanding details on how their AI bots might influence kids and teens. In a swift response, OpenAI unveiled plans for a special ChatGPT setup with built-in parental controls for those under 18, plus features to better guess a user's age. This would automatically steer minors toward a kid-friendly version with rules tailored to their stage of life.

Yet, experts warn that jumping into AI too early—especially for the digital-native kids growing up immersed in it—could reshape how young minds process information and grow. Take a groundbreaking 2025 study from MIT's Media Lab, which is still under peer review. It explored the brain's 'price tag' for using an LLM when writing essays. Fifty-four adults aged 18 to 39 were divided into groups: one got chatbot help, another used a search engine, and the third relied solely on their own smarts.

The results? Brain connections weakened proportionally with the level of external aid. The group using only their brains showed the most robust and wide-ranging neural links, the search engine users had moderate activity, and those leaning on the LLM had the weakest. This isn't just about shortcuts; it hints at 'cognitive debt'—postponing mental effort now that might sap creativity later and make people easier to sway or manipulate.

'Using this handy tool today means paying a price down the road, and it's likely to build up over time,' explained Nataliya Kosmyna, a research scientist at MIT who spearheaded the study. She also pointed out that depending on LLMs could spark 'major problems with critical thinking.'

For children, the stakes feel even higher. To counter these downsides, specialists stress that everyone—especially the young—should build core abilities before turning to AI. 'Master the skill yourself first, even if you're not aiming to be a pro,' Kosmyna advised. This way, you'll spot oddities like AI 'hallucinations'—when the bot invents facts out of thin air—and that sharpens your ability to think deeply.

'For little kids... I'd strongly recommend capping generative AI use, giving them more chances to puzzle through ideas on their own,' added Pilyoung Kim, a professor at the University of Denver specializing in child psychology.

And this is the part most people miss: privacy dangers lurk too. Kids might not realize the risks, so using these tools responsibly is key, Kosmyna noted. 'We need to teach not only AI know-how, but full computer literacy—including solid tech habits.'

Kids also tend to humanize things more easily, assigning feelings and traits to non-living objects, Kim said. 'Now we've got machines chatting like people, which can leave children open to manipulation. Even basic compliments from these robotic pals can alter their actions,' she warned.

So, how do we safeguard our kids in this AI-driven age? As the first generation raised with these gadgets grows up, experts are pondering the long-term effects. 'It's premature to say for sure—no one's testing toddlers, of course—but we must investigate how early tool use affects developing brains,' Kosmyna said. She's even cited troubling examples like 'AI psychosis,' suicidal thoughts, and severe sadness linked to heavy reliance, calling them 'deeply worrying, heartbreaking, and risky.'

Both Kosmyna and Kim agree regulators and tech giants must step up with strong protections for society and youth. Parents, though? Kim keeps it straightforward: stay in constant dialogue with your kids and keep tabs on the AI they interact with, watching what they input.

Want to empower your child to think independently? Consider signing up for CNBC's insightful online course, 'How To Start A Business: For First-Time Founders.' It offers practical steps from idea validation to boosting income.

Plus, subscribe to CNBC Make It's newsletter for workplace, financial, and life success tips, and join our exclusive LinkedIn community to network with pros and like-minded folks.

Now, here's a provocative twist: Some might argue that AI is democratizing knowledge, leveling the playing field for kids who struggle with traditional learning. Is this a gateway to inclusivity, or a crutch that cripples original thought? What do you think—should we ban AI for the under-18 crowd, or teach kids to wield it wisely? Share your views in the comments below; do you side with the experts' caution, or see untapped potential? Let's discuss!

AI Chatbots: Protecting Kids from Risks and Promoting Critical Thinking (2025)

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